PENSION & BENEFIT ENTITLEMENTS
Frequently Asked Questions
What are my pension and benefit entitlements if I live in
UK State Pensions as well as some other benefits are payable in
Contribution-based Jobseekers Allowance
Statutory Maternity Pay
Statutory Sick Pay
Winter Fuel Allowance
Severe Disablement Allowance
For others, you can apply for them even if you are already living in
Contribution-based Employment Support Allowance (replaced Incapacity Benefit from October 27th 2008)
Industrial injuries Disablement Benefit
- Disability Living Allowance (Care component)
- Guardian’s Allowance
Other benefits, particularly those that are means-tested, are not payable abroad. These include some Income Support, Pension Credit, Housing Benefit, Council Tax Benefit and Disability Living Allowance (mobility component).
If you’re concerned about how moving abroad will affect your benefits, you should contact the International Pension Centre (IPC) in the
Why should I tell the Department of Work and Pensions (DWP) that I am moving to
You need to inform DWP of any changes to your personal circumstances (e.g. address, marriage, death) within 28 days. This will help to prevent any problems with your claim or payments and ensure that you get the correct entitlement. It will also help you to get the right access to healthcare in
If you move without telling the DWP, you may find that your pension or benefit is stopped. Tell your GP the date you and your family left the
What is the INSS?
The INSS is the Instituto Nacional de la Seguridad Social, or National Institute for Social Security and is responsible for social security matters in
Where do I apply for my pension?
The rule of thumb is, you should normally apply to the Instituto Nacional de la Seguridad Social (INSS), but only if you have worked in
- living in
- living in
- living in
- living in
On the application form you’ll be able to include time spent working in other countries. Where you apply will not affect the amount of pension you receive. The Spanish pension claim form can be collected from any INSS office and online.
Can I apply for other Spanish benefits it I have worked here?
If you have worked and contributed to the social security system in
Do I have to claim my State Pension the moment I reach State Pension age?
No. You have the option of deferring your claim until a later date. State Pension deferral simply means putting off claiming your State Pension when you reach State Pension age, or you could also choose to stop claiming it after you have already claimed it. This allows you to build up extra income or a taxable lump-sum payment.
My pension has been stopped and I don’t now why.
Contact the International Pension Centre (IPC) to find out. Check that they have your correct address as they may have tried to contact you and you didn’t respond. If you need to complete a Life Certificate, you will need to have it witnessed at your closest Consulate, Court or Notary.
How will the Pension Reform Act affect me?
If you reach State Pension Age before the 6 April 2010 you will not be affected by the Pension Reform Act. If you reach State Pension age after this date then you need to know that:
There will be a reduction in the number of qualifying years needed to be eligible for a full basic State Pension. You will need 30 years of contributions to qualify for a full State Pension;
People who don’t qualify for a full State Pension will get 1/30th of the full pension for each year of their contribution;
Women’s State Pension age will gradually increase from 60 to 65 between 2010 and 2020 depending on the year you were born;
State Pension age for men and women will gradually increased from 65 to 68 between 2024 and 2046.
To find out what date you will qualify for a UK State Pension, look at the Pension Service’s State Pension age calculator.
I am living in
You can contact HMRC +44 151 210 2222 or www.hmrc.gov.uk if you want to discuss tax, residence and domicile enquiries. If you need a certificate certifying you have paid your tax in the
Can I get Pension Credit if I live in
No. Pension Credit is a means-tested benefit separate to the State Pension and is not exportable.
Can I make voluntary contributions in the
Generally, if you have paid contributions in the
Usually these contributions can only be made for any year, in the previous 6 years, where insufficient contributions have been paid. However, new rules introduced in April 2009 mean anyone reaching State Pension age between 6th April 2008 and 5th April 2015, and who already has at least 20 years of contributions, will be able to pay voluntary contributions for any 6 years dating back to 1975. However, each case is dictated by individual circumstances so contact the HMRC for more details.
You can qualify to pay voluntary contributions in
Why have some people been able to export the Winter Fuel Allowance to
Winter Fuel Allowance is only payable after you have moved to
Is there any help available to me in
In the event of the death of a spouse or civil partner, you may be entitled to some form of bereavement benefit although entitlement does depend on certain criteria.
If your late spouse or partner last worked in the
If you were in receipt of a UK State Pension when your spouse or civil partner died, you may be entitled to an increase in your State Pension payments. Contact the IPC for more information.
Can I get Disability Living Allowance in
You can get Disability Living Allowance (care component), Attendance Allowance and Carer’s Allowance in
You pay National Insurance contributions in the
You are eligible to receive a UK State Pension, Bereavement Benefit or
You are a dependent of some who is eligible to receive a
On the date of your claim, you had spent 26 out of the previous 52 weeks in the
For more information please go to www.directgov.uk
If I’m not entitled to Disability Living Allowance, is there any other help available to me?
The Spanish Government is currently introducing a new law (Ley de Dependencia) across the country to provide more help to those who are dependent on others and their carers. If you have been a legal resident in